Majority of digital healthcare claims not covered under traditional policies

AI-related intellectual property insurance claims are outpacing traditional healthcare incidents, making up nearly a fifth of digital healthcare claims, while 70% of claims come from areas that would not be covered under a traditional medical malpractice solution.

These are amongst the findings of research carried out by CFC, whose report shows that, while the US still dominates the digital health space, demand and adoption for digital healthcare insurance is surging in the UK, Canada and Australia.

The insurer’s first report on the digital healthcare market examines its own claims and enquiry data from the last five years to assess the factors that have been driving growth, identify key trends and investigate the most common types of claims.

“Digital healthcare has forced its way from the margins since we first launched our global digital health insurance proposition in 2017, to become a mainstream part of everyday life,” says Tim Boyce, head of professions and healthcare at CFC. “Since then, we’ve seen enquiries for our digital health insurance jump from less than 9% of our total enquiries for healthcare insurance to hit 49% last year. This is all the more noteworthy against a backdrop of yearly double-digit growth in our traditional healthcare enquiries."

In addition to growth in demand in the UK, Canada and Australia, CFC is now seeing enquiries from a wide selection of countries including Israel, Ireland, The Netherlands, Denmark, Croatia and Singapore.

The biggest sector represented in CFC’s digital healthcare portfolio continues to be telemedicine, largely due to its reliance on well-established and widely accessible technology. While CFC is seeing increasing demand for cover from other digital health sectors, telemedicine continues to grow its share of CFC’s digital healthcare business, highlighting ongoing demand for such services.

Remote patient monitoring solutions now represent 12% of CFC’s overall digital healthcare portfolio. Given the pressure on hospitals and the benefits of early intervention provided by remote monitoring, there is real demand to expand the prevalence of these solutions.

    Share Story:

YOU MIGHT ALSO LIKE


The Future of Risk & Resilience with AI & Data
CLDigital's Co-Founder, Tejas Katwala, joins CIR Magazine to discuss how CLDigital is transforming enterprise risk and resilience. By integrating business processes, AI and data-centric strategies, organisations can move beyond compliance to proactive risk management – simplifying operations, strengthening resilience, and driving business performance. Listen now to explore the future of intelligent risk management.

Communicating in a crisis
Deborah Ritchie speaks to Chief Inspector Tracy Mortimer of the Specialist Operations Planning Unit in Greater Manchester Police's Civil Contingencies and Resilience Unit; Inspector Darren Spurgeon, AtHoc lead at Greater Manchester Police; and Chris Ullah, Solutions Expert at BlackBerry AtHoc, and himself a former Police Superintendent. For more information click here

Advertisement