Next Insurance is rolling out a series of AI tools developed by property and climate risk analytics provider, ZestyAI.

Under the agreement, the commercial insurer will adopt ZestyAI’s Z-Property and Z-Fire models to enhance its underwriting processes.

Z-Property uses high-resolution aerial imagery and AI-powered analytics to assess roof condition, structural risks and environmental hazards.

Z-Fire delivers wildfire risk assessments based on over 2,000 historical wildfires, satellite imagery and topographic data.

“ZestyAI’s peril-based risk models stood out for their ability to provide precise, actionable insights at scale, perfectly complementing our mission to help entrepreneurs thrive,” said Lance Poole, head of AI underwriting at Next Insurance.

Attila Toth, CEO of ZestyAI added: "At ZestyAI, we are committed to bringing the power of AI-driven risk intelligence to the insurance industry. Next Insurance is redefining small business insurance with a fully digital experience and we are proud to support that vision by providing precise, property-specific risk insights. With Z-Property and Z-Fire, Next can enhance underwriting efficiency, optimise risk selection and ultimately deliver smarter, more tailored coverage to small business owners across the country."

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