Tokio Marine Kiln has enhanced its Cyber Ctrl suite.

The suite provides proactive, responsive and adaptive cyber risk management alongside incident response. Business interruption coverage now includes gross earnings loss and extra expense for interruptions to a company’s own network or IT and non-IT providers from breaches, system failures or voluntary shutdowns. Extra expenses are uncapped and indemnity periods are flat, removing ambiguity around system restoration.

Crime coverage has been updated to cover invoice manipulation, funds transfer fraud, social engineering, cryptojacking and telecommunications phreaking, with endorsements for large language model hijacking. Standard coverage includes affirmative security upgrade costs. AI-related risks can also be insured.

Laila Khudairi, departmental head for cyber and enterprise risk at TMK, said: “The cyber threat has evolved and so too must the insurance response. Over the past few months, we have modernised every aspect of our offering to ensure that it is fit for today’s cyber risk landscape. Our enhanced Cyber Ctrl suite is the result.

“As a true lead market, we are committed to offering an unrivalled suite of products, providing expertise at every interaction – from vulnerability scanning and risk mitigation, to underwriting and risk management, through to claims and incident response.”

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