Earnix has launched AIOS, an AI platform designed to support decision-making across the insurance lifecycle.

Designed to allow insurers to expand AI usage without replacing core systems, the system operates across existing technology systems, integrating with policy administration, underwriting, claims and customer platforms via APIs.

The platform includes workflow automation, model management and governance controls, with human oversight built into decision processes. It also provides auditability and traceability to support regulatory compliance.

Commenting on the launch, Robin Gilthorpe, chief executive officer of Earnix, said: “Insurers are entering a new phase of AI, where value will be measured by business performance rather than experimentation. The greatest returns will come from AI purpose-built for insurance and applied at the point where decisions determine growth, profitability, risk and outcomes.

"In a constantly changing market, effective AI strategies are not built around static data or disconnected analysis. They must be built around dynamic intelligence that informs decisions as they are made.”

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